Our terms in plain language
bk hk operates where local law permits. Your account is active only if you meet local eligibility rules; access depends on local law. When you deposit via DANA, OVO, GoPay or QRIS, that transaction is recorded in your account ledger and held until you request a
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withdrawal. All withdrawals are verified against your account history and identity documents before funds are released to your registered payment method. We retain transaction records for seven years to comply with financial audit standards. If a dispute arises, we investigate within five business days and notify
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you of our findings. Account closures requested by you are processed within 48 hours; any remaining balance is returned to your registered payment method.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.